• Page:
  • 1

TOPIC: Flawed CSA/DWP system. Help

Flawed CSA/DWP system. Help 3 months 3 weeks ago #99818

Hello eveyone. Im a dad of three, very slowly falling apart financially and mentally. I pay 485 GBP to my ex. We have three children together, 11, 5, 2. The CSA are using a slary i used to get in April 2018. Its 4000 grand less but isnt enough of a drop for them to change it. I have a 9000 GBP legal bill as she dragged her heels in for 4 court hearings. She got legal aid as she hasnt worked for 12 years. I won 156 nights of custody in feb 2018 which was amazing, but obviously my costs are much higher now, and im paying that figure in CSA. On a good month i break even.


I was told that i cant even claim any benefits because my ex has 55% custody. If I had exaclty 50% then I wouldnt have to pay CSA. It seems so crazy that 5% makes such a difference. This kind of stuff kills people. Does anyone have a ny advice on the benefits issue? The thirs chilsren was born after April 2017 so she cant claim for him. It seems i cant either? Please help. Thank you

Please Log in or Create an account to join the conversation.

Flawed CSA/DWP system. Help 3 months 3 weeks ago #99820

Hi,

that sounds very annoying. am sure you would not want to go back to court to get 50/50 care right now. if you want benefits then you would have to quit work.

when will CMS review your pay again? and are they giving you deductions for the
156 nights that you have your kids?

Please Log in or Create an account to join the conversation.

Flawed CSA/DWP system. Help 3 months 3 weeks ago #99822

  • Yoda
  • Yoda's Avatar
  • Offline
  • Moderator
  • Moderator
  • Posts: 2602
  • Thank you received: 433
It's an all too familiar story.

You need to make sure you're paying the right amounts. If you think it's wrong, speak to the CAB or your local MP to get some help dealing with the CMS.
The following user(s) said Thank You: meusfilia

Please Log in or Create an account to join the conversation.

DAD.info Moderator

I have several years experience supporting parents in family proceedings as a McKenzie Friend. I am, however, not a lawyer or barrister and my responses are based on my own opinions or experiences of the family court.

Flawed CSA/DWP system. Help 3 months 2 weeks ago #99837

Yes. I am getting deductions, but it doesnt amount to much. I pay 485 per month plus i have the kids 3 nights week. Im so happy to have them that much obviously.

Please Log in or Create an account to join the conversation.

Flawed CSA/DWP system. Help 3 months 2 weeks ago #99840

hi there,

what do deductions amount to roughly? £30 cut every month?

Please Log in or Create an account to join the conversation.

Flawed CSA/DWP system. Help 3 months 2 weeks ago #99849

  • actd
  • actd's Avatar
  • Offline
  • Moderator
  • Moderator
  • Posts: 10692
  • Thank you received: 1654
You said it's £4000 less salary, but that isn't enough for them to drop the payments - it needs to be a 25% change for them to amend the payments, so you could consider putting money into pension to bring you to that 25% figure - it only needs to be until they change the figure, and then you can stop the pension increase.

Please Log in or Create an account to join the conversation.

Flawed CSA/DWP system. Help 3 months 2 weeks ago #99855

  • Mojo
  • Mojo's Avatar
  • Offline
  • Moderator
  • Moderator
  • Posts: 8561
  • Thank you received: 1815
Hi there

If your ex isn’t claiming the child benefit for your youngest child, I don’t see any reason why you couldn’t. We have had members that have claimed for one or more of their children in this way. Worth looking into perhaps?

All the best

Please Log in or Create an account to join the conversation.

DadTalk Moderator... I'm not legally trained and my responses are my own views based on my experiences of the family court. I have plenty of common sense and can offer you emotional support and guide you to answers.

Flawed CSA/DWP system. Help 3 months 2 weeks ago #99858

hi,

does anyone know if i have to wait till my next cms review date next year. or should i report changes in income right away?

thanks.

Please Log in or Create an account to join the conversation.

Flawed CSA/DWP system. Help 3 months 2 weeks ago #99870

Not sure. Very little.

Please Log in or Create an account to join the conversation.

Flawed CSA/DWP system. Help 3 months 2 weeks ago #99871

Thanks. I cant say i know exaclty what you mean because im very naive with that sort of thing. I dont have the spare cash each money now anyway.

Please Log in or Create an account to join the conversation.

Flawed CSA/DWP system. Help 3 months 2 weeks ago #99874

actd wrote: You said it's £4000 less salary, but that isn't enough for them to drop the payments - it needs to be a 25% change for them to amend the payments, so you could consider putting money into pension to bring you to that 25% figure - it only needs to be until they change the figure, and then you can stop the pension increase.


good idea. but have to be careful. CMS have a diversion of income procedure. one of them being:

making excessive pension contributions. What will count as excessive payments could depend on your individual circumstances.

www.citizensadvice.org.uk/family/childre...nds-for-a-variation/

Please Log in or Create an account to join the conversation.

Flawed CSA/DWP system. Help 3 months 6 days ago #100098

  • actd
  • actd's Avatar
  • Offline
  • Moderator
  • Moderator
  • Posts: 10692
  • Thank you received: 1654

Bill337 wrote:

actd wrote: You said it's £4000 less salary, but that isn't enough for them to drop the payments - it needs to be a 25% change for them to amend the payments, so you could consider putting money into pension to bring you to that 25% figure - it only needs to be until they change the figure, and then you can stop the pension increase.


good idea. but have to be careful. CMS have a diversion of income procedure. one of them being:

making excessive pension contributions. What will count as excessive payments could depend on your individual circumstances.

www.citizensadvice.org.uk/family/childre...nds-for-a-variation/


I agree - putting money into pension should only be used to adjust your income if it's close to the line, not putting a huge amount in as an obviousl way to avoid maintenance.

Please Log in or Create an account to join the conversation.

  • Page:
  • 1