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Heres an interesting one - child vouchers scheme (whcih is tax free), if you have registered and pay child vouchers you and your parner split from eachother in my recent experience - its likely to be viewed by the CSA as follows: This is assessed as deductable gross income you will therefore be forced to pay (in the case of a unmarried father) a % of your net income in addition to the full childvoucer sum to your partner (voucher goes direct to nursery), ie if you choose not to pay which you are entitled to do then she will receive an overall "benifit" of a proportionately lower sum because you will be taxed on the child voucher element. Lose Lose!
Not sure I understand this, so I'll give an example to see if I have it right.
If you take home £1500 per month, before child vouchers (2 children as an example) and £1400 and receive child vouchers (which would be about £130 of vouchers), you have to pay 20% of £1400, so £280 per month, and you are also paying £130 in vouchers, so £410 in total, instead of £300 if you don't take vouchers.
However, you could come to a family based arrangement, in which case you take the vouchers and agree to pay say, £180 in addition to the vouchers. Your ex now received £310 in payment/vouchers instead of £300, and you are left with £1220 instead of £1200 if you don't use vouchers - if I have that right, as long as you can manage to get the family based arrangement, both you and your ex come out better.
Absolutely right, the point here is if you pay for child vouchers direct from your salary they are free of tax then your partner actually benifits more in real terms against what her outgoings are than if you dont pay for the child voucher because she would have to fund this money to pay for it herself from what she gets from you -IE if you didnt pay for them you would be taxed on this sum Eg in the case of one child and unmarried parents the child voucher is £124 per month and if you dont pay and are possibly paying 40% tax then she only gets 15% of the remainder £124*60% = £74.4 then 15% of this which means it is £11.16 she get through CSA calculation as opposed to the full £124. None of this issue of what "benifits she is enjoying" in terms of real outgoings to support the child from your actions is really taken into account in assessing the payment calculations by the CSA - (isnt this an easy way to reduce real benifits by fathers if they so wish because they may feel the amounts perhaps being paid to their partners calculated by CSA is exessive and not representative of real cost)
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