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Can anyone please explain the CSA rulings (on what is gross pay deductable) on pension via salary sarifice taken out by the father after the date of CSA registration for assessemnt by the mother (both parties are unmarried) ie what % is allowable and "deemed reasonable" if applicable, particularly in view taking cognise of recent pension arrangement changes by central government which will cause fathers to want / force to now take out their own pensions to provide for their futures and that if the pension benificeries
I don't think there's a fixed figure, I think it depends on the circumstances and whether you could argue that the amount is reasonable (100% of salary into pension definitely isn't - my ex tried that one and lost). It would depend on whether you had other pensions, what your income is (a higher percentage may be allowed on a higher income because the remainder would still give a good figure to base the CSA calculation on) - ultimately, you have to be able to argue that what you have done is reasonable if it goes to a variation.
I'll ask the CMO to pop on and give an opinion.
I'm Sarah the Child Maintenance Options consultant.
Child Maintenance Options is a separate organisation from the CSA. If you'd like more information about how the CSA works out child maintenance, visit direct.gov.uk.
For more information about child maintenance and to access our useful tools and forms online you can visit www.cmoptions.org, or if you'd prefer a confidential chat you could call the Child Maintenance Options team on 0800 988 0988 (free from a landline).
Sarah, I called the number provided but they weren’t able to advise, I am aware that 15% of net income is taken as maintainance sum but the question is not this, can you comment please - one other thoughts is in terms of who has the responsibility to prove what’s deemed reasonable in terms of salary sacrifice – is it the CSA or the person salary sacrificing? this is an interesting one as if you take to an adjudicator (assuming there is a disagreement on what’s being done for example then would the adjudicators pension arrangements be deemed reasonable (Ie if the person being ruled on by the CSA is salary sacrificing to achieve the same pot at retirement commensurate with him?)
"actd" in the case of your ex what did he end up with as a reasonable figure as salary sacrifice % assessed by the CSA to give a benchmark that they accepted?
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