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Hello and hopefully thanks for your help.
I split with my wife about two and a half years ago.
We had two savings account for our two sons but they were in our names. I asked for half this money when we split so I could open accounts for them and save some money. She refused saying that she wanted to be in control of them. For some reason I agreed and had my name taken off one of these accounts but it was left on the other. Recently I had been thinking about how unfair this was so worked out roughly how much they would have had in their accounts when we split up. I then removed half of this money from the other account and got my name taken off. She is now demanding this money back and has sent me lawyers letters. I assumed because it was a joint account that I would be able to remove this money? She is saying that our eldest did not have as much in his account as I thought but when she has sent me proof he has had a lot more. Is this money I have to return? In the lawyers letter there is nothing saying that I legally have to do it. I only want to have some savings for my boys as well.
Thanks.
Hi there 🙂
I would think as the account was a joint account with you as one of the account holders that you would be entitled to remove monies. As is often the case after a break up, there is probably a lack of trust between you and your ex, hence the situation you find yourself in. It would have been easier and less troublesome just to have opened a new account and to have started paying into that instead.
If it were me, I would reply to the solicitors letter and clarify the situation about wishing to continue to be jointly involved with the childrens savings accounts... and perhaps mention that you have proof that the money is deposited in a new account for your childrens benefit. I would also mention the discrepency between the amount that was in there, with the amount that should have been in there, and request to know the wherabouts of the missing savings. If no explanation is forthcoming then that would suggest that there has been a misappropriation of the savings... by your ex! However if that is the case as she is also an account holder I dont think theres much you could do about it either.
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