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DAD.info | Family | Divorce and separation | Sorting out your finances | It’s all about the money, money, money

It’s all about the money, money, money

NellGC

NellGC

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Are you worried about money and payments after separation. Hating the Child Maintenance Service? Is it all feeling completely unfair?

Paying maintenance to an ex for your child can feel tough. Money is always tight and the deep unfairness and feelings of resentment which can too often follow a separation can leave you stuck and angry watching the money leave your bank account every month.

But

If you are obsessing about money are you focusing your time and energy correctly?

Dad. Info asked a psychotherapist, expert in the field of divorce, about how he talks to people who are angry about paying maintenance after separation.

Below are his thoughts:

Ok… I’m going to pull rank here.

I’ve been round the triangle of divorce from all sides….

Child of divorced parents? Been there.

Parent who left the marriage? Done that.

Parent who’s been left by their partner? That too.

Remarried and parenting someone else’s child? Yep.

So, here is the big question – How would you like your child to remember you?

As a mean-minded penny pincher?

If so then carry on obsessing about how much you’re being ‘ fleeced’ by your ex/ the government etc.

I know for a fact that it’s far more expensive to raise a child than is covered by most maintenance payments and certainly by CMS assessments.

Don’t make the mistake of thinking that your payment covers everything your child needs or that ‘ it never used to cost that much when we were together’.

There’s an old saying to the effect that two can live as cheap as one. Maybe but it is certainly true that two separate households cost an awful lot to maintain.

Do I really need to list it all?

Clothes

Food

Heating

School uniform

School trips

Laptops

Phones

Pocket money.

If you’re resenting paying for haircuts you’re missing quite a bit.

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Maybe you’re thinking that your payments are going to support your ex’ s lavish lifestyle?

That’s a common fantasy.

If you were still married you’d probably want to support your child after they reached 18 if they were in full time education. Why should that be different because you’re no longer married to their other parent?

I do accept that maintenance payments are a burden…quite a heavy one too for many people.

It’s particularly galling if you feel you were the ‘ innocent ‘ party in your separation… after all this isn’t a burden you sought or budgeted for is it? But it’s your basic responsibility as a parent to bring up your child…not living with your ex won’t change that….it just hurts more.

Like so much in divorce and separation… things don’t always seem fair to either parent.

Sometimes things aren’t fair … sometimes they’re very unfair.

But remember you only get one shot at bringing up your child. Maybe searching for ‘justice’ comes at the expense of your child’s well-being and future happiness .

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About the Author

For now, the psychotherapist who wrote the above wishes to remain anonymous out of respect for his family.

Dad.Info/Forum

We know this is a really tricky topic so if anything you have read above leaves you needing a chat then come over to our forum for a chat and some solidarity.

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