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Hello.
After 13 years of divorce, having paid without CMS intervention, my ex is now divorcing her current husband!
She is making a claim against me, as she has lost the financial crutch of her current husband.
She now has a new live-in boyfriend.
She earns £65-70k as a headteacher.
Will CMS ask about my SAVINGS - and what is the threshold? I have about 7k.
Also, will they ASK about my private pension?
I do NOT use it. Not until 2030.
I am 69 this year - and on a state pension.
I have no other earned income.
hi,
have CMS contacted you or sent a letter? 1st thing they check is HMRC records for earned income, but it seems they also take pensions into account if that's your main source of income. so many rules, a minefield.
check out: https://www.justanswer.co.uk/family-law/oe26z-pay-child-maintenance-due-retire-will.html
I recommend you join this support group for paying parents:
https://www.facebook.com/groups/239699060076601/?ref=share
Hi Ferdinator,
The CMS will check HMRC for PAYE and Taxed income, as they lag behind HMRC tax years it's likely to be 2022-23. You won't know until you get your payment schedule what year they've used. They won't look at a future pension, it's current and past taxed income. If they use an older income figure for your schedule and you now earn >25% less you can make what's called a "Change of Income" report to get it reduced. Come back here if that's the case.
As for savings, there are 2 thresholds - £31,250 per "asset" which is defined as non-interest bearing cash, property, gold, Bitcoins, etc and £2,500 annual interest on savings. Your £7k is safe.
Hope this helps,
jon
- Samaritans – call 116 123
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