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Variations to pension and resulting contributions.

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I am just about to start a new job paying £60,000 pa but want to massively increase my pension contributions (as the court settlement at divorce decimated mine) and I want to contribute £20,000 pa into the pension for at least two years 

it’s my understanding the CMS will calculate my gross income for the purposes of payments to my ex on the £40,000 which is fine. 

My question is that should I then amend the contributions after two years so I am taking home a £48,000 salary ie a 20% increase at what stage are the recalculations done?

Its my understanding the CMS recalculate when gross income changes by 25% either way.

If I stayed at £48,000 gross for the rest of my paying period (10 more years) would my contributions be left at the £40,000 gross amount for that period.

Please don’t question the morality of this one, she lost that benefit some time ago, is a millionaire and I would rather spend any extra on the children as I deem fit. Their standard of living is much higher at their mothers.

Any comments would be most welcome.

Topic starter Posted : 11/05/2021 3:16 pm
Famed Member


when CMS work out maintenance and pensions contributions, they state that if your enrolled in a workplace pension, then you don't need to tell them about it.usually they will get these details when they do your annual assessment. if your paying into private pension, then you have to send them details.

theres more info here:

Posted : 12/05/2021 3:32 pm
Illustrious Member

As I understand it, the 25% applies to changes that happen between the annual reviews, so the 20% would still be picked up after the next review anyway.

Posted : 15/05/2021 2:03 pm

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