Free online course for separated parents
Forum - Ask questions. Get answers.
Free online course for separated parents | Family | Money | Your money | The best 18 year investments

The best 18 year investments



As a dad, one of key things you will want to do for your children is to make sure they are set up financially by the time they reach adulthood. The trick is how to achieve that. Sure, you can invest in the usual range of funds, some of them specifically designed for that purpose. Or you could try a franchise, which are also becoming more popular. But what other assets could give pleasure as well as financial reward?

Toys and magazines

If you spent £100 on Dinky toys in 1985, your investment would have quadrupled in value over 15 years, putting most other investments in the shade.

Remember that any collectible toy and its original box must be in mint condition. So unless you intend to police exactly how your kid plays with his or her toys, it may be an idea to always buy a duplicate set and stash it in the attic for the next 18 years.


Over longer periods, art can deliver astonishing returns. The collector Charles Saatchi bought Damien Hirst’s petrified shark for £50,000 in 1990. He sold it in 2005 for £7m.

That said, at the time of the big economic downturn in 1989-1990, art prices crashed through the floor and took many years to recover.

The key is working out what kind of art will be attractive to affluent collectors in ten or 20 years’ time. For example, in exactly the same way as Jamie Reid, the former Sex Pistols’ graphic designer sells for vast sums to today’s former punks, Britpop-related and even 1960s art will almost certainly appeal to future 50- and 60-year-olds.

Saving: a basic guide


The trick here is to identify an up-and-coming writer and snap up all their books as soon as they come out. Make sure they are first editions and signed by the author: they rarely if ever cost more than a normal hardback if bought right away.

Unless you are buying Shakespeare’s Romeo and Juliet, entire collections from one author are worth more together than individual books by several writers. And if you do read them, treat them with kid gloves – literally.


We might all want to invest in the next Microsoft, or Google or even Facebook. The problem lies with how to identify the next social or technological phenomenon.

Another option is to take a slightly different approach and look at biotechnology, which combines disciplines like genetics, molecular and cell biology, as well as robotics and information technology. The aim is broadly that of modifying biological organisms according to the needs of humanity – everything from food to medicine.

Companies that offer the potential to cure or even alleviate sicknesses like cancer will strike it big. But don’t just look at major diseases: solutions to minor medical problems that affect many millions of people are equally good money spinners. For example, whoever finds a 100 per cent reliable cure for spots will become a multi-billionaire.

Related entries

How to financially survive the end of furlough

How to financially survive the end of furlough

The UK furlough scheme will come to an end this week on 30th September. Since March 2020, 11.6 million UK workers have been furloughed by their employers as a result of the Covid pandemic. The UK government has been paying up to 80% of their wages in order to keep...

How to Create a Household Budget

How to Create a Household Budget

Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery. --Charles Dickens Money. It's not a fun subject, but a necessary one. Sorting your finances gives...

Latest entries

What to do when your child comes out

What to do when your child comes out

Maybe you've had an inkling for a while, or maybe it's come out of the blue, but your child coming out is a monumental moment for them. Knowing what to do when your child comes out can make a huge difference to their wellbeing. Despite society making major headway in...

Free Father’s Day activities- get yours here!

Free Father’s Day activities- get yours here!

Want to make your Father's Day a little more fun? On this page you can download free Father's Day activities sheets to complete with your kids. Make your Father's Day experience this year even more fun by enjoying watching the kids fill in our fun sheets- all about...

Pin It on Pinterest