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Needing to look into IVA

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Due to the amount due for CMS has put me into a position where I need to consider entering an IVA.


Has anyone been put into this situation and how did CMS view it?


This whole thing is really stressing me out.

Topic starter Posted : 28/08/2022 12:42 pm
Famed Member


Child maintenance payments are a priority debt, they are not included in IVA. if you declare yourself bankrupt, you would still need to pay child maintenance.

Check which debts you can’t include in an IVA

Debts you can’t include in an IVA are:

  • maintenance arrears that have been ordered by a court
  • child support arrears
  • student loans
  • magistrates' court fines
  • Social Fund loans
  • TV licence arrears

If you have debts that can’t be included in the IVA, you'll have to deal with those separately so you need to make sure you have enough money to pay these debts before paying money into an IVA.

I would recommend you join this support group for paying parents. lot of experienced members there:

Posted : 28/08/2022 2:42 pm

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