My ex has gone to the CMS and causing all kinds of trouble. I am happy with there calculation so do i just pay what they say direct to her i do not want the 20% fee for using them i am happy with the figure they have said. Can she be spiteful and make me pay through them just so i get charged the 20%!!!!
Hi
In the first instance you have the option to pay your ex directly without the 20%, this is not something she can insist upon as you get the choice. If you don't have her bank details let the CMS know and then will obtain and provide you confirmation in writing.
When making payments by bank transfer or standing order make sure that you pay on the date agreed/specified and that the amount and reference is clear that it is for CMS eg you could put '<child's name> CMS' as the reference. As long as you do not go into arrears you do not need to worry about the 20% which only happens if you move into their collect and pay scheme where they collect the money from you and pay it to her directly..
All the best...
Thank you that has put my mind at rest. Do they work it off the last 3 months or the last 12 month when in a commision job
Commissions are generally worked out annually, however there are number of posts on this forum about the crazy way CMS calculate amount to be paid based on commissions. They go by last HMRC update which is usually at the end of the last tax year.. So if you got good commissions last year vs what you are expecting this year then this year's payments will be higher until your next annual review...
I'm sure someone more knowledgeable will post in reply...