Can someone please work this out for me? I am about to change my csa to the new system, and my grossly weekly income is £300 a week, of which I have to pay for one child. Taking into a account I am raising a child that lives with me full time with my wife. I am informed the monthly csa payments will be £154 per month. I have been on the csa calculator and it informs they will be nearer £130 per month. Why the difference is this correct?
Hi There,
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That doesn't sound right to me at all, unless you have arrears, then the amount you pay should be somewhere around £138 (based on your child staying with you under 52 nights a year), It's possible they haven't taken into account the child living at your home address.
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It's worth checking the the child support payment is registered at the correct address (the same address you are giving CMS) for the child that lives with you, they check this and will only give the reduction if they can confirm the benifit is being paid. Check this and contact them again.
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GTTS
Thankyou for your reply, I have just spoken to them and all the details are correct, they are aware I have a child living with me. I asked them to explain why the calculator shows its approx 130 per month and they are stating 154 and they said it's correct and wait for the written confirmation with how they come to that figure. They are waiting for the arrears to come from the old department however i think they should have been paid off by now as I had been paying £164 a month since 2011 an extra £37 a month and the arrears were only £1970. I will wait for their calculations is it worth getting involved with this as I have heard they can be awkward?
i had an odd figure that didnt mirror calculator and was told sdomething about annual figure influencing, weird, makes no sense half the time
Thankyou for your reply, I have just spoken to them and all the details are correct, they are aware I have a child living with me. I asked them to explain why the calculator shows its approx 130 per month and they are stating 154 and they said it's correct and wait for the written confirmation with how they come to that figure. They are waiting for the arrears to come from the old department however i think they should have been paid off by now as I had been paying £164 a month since 2011 an extra £37 a month and the arrears were only £1970. I will wait for their calculations is it worth getting involved with this as I have heard they can be awkward?
It is not possible to give you an exact figure without knowing
1. the exact effective date
2. the exact gross weekly amount (after pension deduction)
3. Any other variations or arrears, but basically this is the calculation:
Gross weekly = £300
reduction for 1 qualifying child @ 11%: £300-£33=£267
Weekly maintenance: £267*12% = £32.04 (this matches the CMOptions calculator value)
How to get correct monthly figure (CMS way):
STEP1. Convert weekly into daily: £32.04/7=£4.58
STEP2. Convert to annual amount (actual days during the year in question): £4.58 * 366=£1,676.28
STEP3. Convert to monthly amount: £1,676.28/12 = £139.69
So it is nearer £140, than £130 per month. Before digging deeper: the Gross weekly amount...could it be £331, rather than £300 (CMS will be using the latest P60 amount, probably)?
There are lots of little tricks CMS do to increase the amount payable (Twiston has touched on this).
These include:
1. Rounding up in random places in the calculation.
2. Annualising a weekly figure in a way that maximises the final figure. (rather than 52/12 =4.333333 CMS use 365/(12*7)=4.35 (to 2 decimal places) )
3. The order of applying variations and shared care (sneaky points: shared care reduction is a percentage of gross weekly, but variations are money amounts.. so CMS apply the variation first - and then take the percentage off this already reduced amount...)
That's a great reply, you know your figures. they are working it out from 17200 per year gross, I will wait for their reply and use your calculations to check. What annoys me the most is I have been paying well over the odds for the last five years. Will let you know the outcome, thanks.
That's a great reply, you know your figures. they are working it out from 17200 per year gross, I will wait for their reply and use your calculations to check. What annoys me the most is I have been paying well over the odds for the last five years. Will let you know the outcome, thanks.
So yes - using £17,200 the gross weekly will be £330.77
Re-calculating the above using £330.77 gives:
Gross weekly = £330.77
reduction for 1 qualifying child @ 11%: £330.77-£36.38=£294.39
Weekly maintenance: £294.39*12% = £35.33
Converting this weekly to a monthly figure (all in one go):
£35.33 * 366/(12*7) = £153.92
Any difference is probably due to rounding up at random places in the above steps.
It is correct then, I seemed to have got mixed up with gross and net on my wage. I have received the reply from the csa with no calculations to show how they have come to that figure and thankyou for working this out and making it clear for me. Just making sure everything is right heard so many bad story's.